Bank Holidays in January 2026: No Major Closures This Week.
According to the RBI holiday calendar, there are no major bank holidays in India between January 5–12, 2026, except for the regular Saturday and Sunday closures. During these days, customers can continue using net banking, mobile banking, UPI, and ATMs, but cheque clearing and over-the-counter services under the Negotiable Instruments Act will not be available.
Next Bank Holiday
The next holiday falls on January 12 for Swami Vivekananda’s birthday (National Youth Day), but banks will be closed only in Uttar Pradesh.
Bank Holidays Later in January 2026
January 14 – Makar Sankranti / Magh Bihu
Closed in: Ahmedabad, Bhubaneswar, Guwahati, Itanagar
January 15 – Uttarayana Punyakala / Pongal / Maghe Sankranti / Makara Sankranti
Closed in: Bengaluru, Chennai, Gangtok, Hyderabad, Vijayawada
January 16 – Thiruvalluvar Day
Closed in: Chennai only
January 17 – Uzhavar Thirunal
Closed in: Chennai only
January 23 – Netaji Subhas Chandra Bose’s Birthday / Saraswati Puja / Vir Surendrasai Jayanti
Closed in: Agartala, Bhubaneswar, Kolkata, Chennai
January 26 – Republic Day
Closed across India
Bank Timings
Most banks like SBI, Bank of India, and Punjab National Bank operate 10 am to 4 pm, while private banks such as ICICI, HDFC, Axis, Yes Bank, and Kotak Mahindra usually open 9:30 am to 3:30/4:30 pm. Bank of Baroda typically works 9:45 am to 4:45 pm or 10 am to 5 pm, and Canara Bank from 10 am to 3:30 pm.
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